Are you planning to make a major purchase soon, but you don't have the money in your savings account? Then you have probably asked yourself the following question: “ how much money can I borrow? ” We are happy to tell you how much money you can borrow through us and which factors are important in this.
Of course you want to borrow money in a responsible manner, so we recommend that you only request the loan amount that you actually need. You can choose to submit an application for a loan through us. This is first assessed by our acceptance department to see whether the application meets all legal requirements and then it is passed on to 5 different lenders. When we have received a response from all 5 lenders and at least one of them has an offer, we will present it to you. You then have insight into how much you can borrow and at what interest rate.
The amount of a loan depends, among other things, on the amount of your income. In addition, other factors play a role, such as the monthly costs you bear and your family situation. The amount of the interest on a loan also depends on the risk profile of the applicant. This means that an applicant who bears less risk can also expect less risk premium in the interest rate.
You can calculate the maximum amount you can borrow via our website or request a loan without obligation for the amount you think you need. We support you in applying for a loan with information. The calculation you do on our website is based on your personal situation and is determined on the basis of your income and your housing costs. The calculation is only an indication and does not determine what you can actually borrow.
You can borrow a minimum amount of 5,000 US dollars and a maximum of 150,000 US dollars through us. The interest rate is determined on the basis of your financial situation and the amount you want to borrow.
Do you want to calculate a possible loan? This is possible via our handy calculation tool. By answering a number of questions about your personal situation, our tool gives an indication of the maximum you can borrow through one of our lenders. You may be curious about what you can borrow and what the costs are of a loan. We are happy to tell you more about that.
It is nice to have an indication of the maximum you can borrow. Nevertheless, we always recommend that you only borrow the amount that you actually need. This way you avoid unnecessarily high monthly costs.
Do you choose to take out a loan through us? Then the mediation is without additional costs. We receive a fee from the lender in the form of a commission.
Do you want to borrow an amount once to finance a major purchase such as a car or a new kitchen? Then a personal loan is a good solution for you. With a personal loan you know exactly where you stand: you borrow an amount once, with a predetermined interest rate and term. This way you will not be faced with surprises afterwards.
With a revolving credit you experience flexibility. It ensures that you have extra money at your disposal indefinitely. A revolving credit offers the solution when, for example, you are in the middle of a renovation and want to make structural monthly payments or when you decide to invest in yourself and can pay part of a training every month. Whatever your personal loan goal is: a revolving credit offers the space you need.