Wat kost Your True Colours voor een auto?

Kies je ervoor om via ons een lening af te sluiten voor een auto? Dan is de bemiddeling zonder aanvullende kosten. Wij ontvangen van de kredietverstrekker een vergoeding in de vorm van een provisie.

Hoe werkt het lenen voor een auto?

Je kunt via ons zowel telefonisch als via de website een aanvraag doen voor een lening. Naast je personalia geef je ook informatie over je inkomsten en woonlasten. Deze gegevens hebben wij nodig om te kunnen beoordelen of je op een verantwoorde manier geld kunt lenen voor een auto. Wanneer wij een volledige aanvraag hebben ontvangen wordt deze doorgezet naar de afdeling acceptatie. Daar wordt de aanvraag beoordeeld en vervolgens uitgezet bij 5 verschillende banken. Wanneer er een aanbod is van tenminste 1 bank, ontvang je hierover van ons een bericht. Je kunt vervolgens zelf kiezen bij welke kredietverstrekker jij een lening wilt afsluiten.

Borrow money for Auto

 Borrow cheaply with an interest from 3.5% without hassle and surprises. Loans with low interest rates and clear conditions.

Financing a car: what should you pay attention to?

Are you planning to buy a new car or do you want a more spacious second-hand because a family expansion is planned? Whatever car you want to buy: borrowing money for a car offers the solution.

Calculate your loan

How much do you want to borrow?

Select your desired amount and calculate your loan immediately.

Borrow money for car

Financing a car is often a one-off purchase. You need the amount for the purchase in one go. We offer two different types of loans: the revolving credit or the personal loan . Since you are planning to borrow money for a car, a personal loan is the most logical option. Do you want to be able to withdraw a monthly amount for the financing of a car? Then the revolving credit offers the solution. You can also choose to take out financing through the dealer or perhaps private lease is the solution that suits you.

Financing the car at the bank

You can take out two different types of financing through the bank to finance the car: the revolving credit or the personal loan. When you borrow once, the personal loan is the right option. With this you know exactly where you stand: you receive the amount in your account once, with the interest and term being determined in advance. The monthly amount that you pay consists of repayment and interest. This way you will not have any surprises afterwards.

If you want more financial freedom for an indefinite period and you do not find it a problem that this is accompanied by variable interest, then the revolving credit is the right solution for your situation. The revolving credit has no end time, provided you have reached the age limit of 60.

The advantage of financing the car with a bank is that the car is actually yours. In addition, this form of loan can now almost always be repaid extra without penalty, so that you can get rid of the obligation earlier.

Financing through the dealer

Installment buying sounds attractive, but in practice you quickly lose a lot of US dollars. The maximum interest is often charged for this loan form. On top of that, you only really own the vehicle when you have repaid the full financing.

Financing with a private lease

The biggest disadvantage of a private lease is that the car is not yours afterwards and you usually do not build up claim-free years via private lease.

With the personal loan you can be sure that the car is yours after paying off.

What are the additional costs?

Do you choose to take out financing for a car through us? Then the mediation is without additional costs. We receive a fee from the lender in the form of a commission.

Personal loan

Low interest in financing your next car

Pay off without penalty whenever you want

Cheaper interest than the well-known banks

From:

3.5%

Calculate your loan

Frequently asked questions about car financing

Auto Loans: How Does It Work?

You can apply for funding through us both by telephone and via the website. In addition to your personal details, you also provide information about your income and housing costs. We need this information to be able to assess whether you can borrow money in a responsible manner. When we have received a complete application, it will be forwarded to the acceptance department. There the application is assessed and then transferred to 5 different banks. When there is an offer from at least 1 bank, you will receive a message from us. You can then choose with which lender you want to conclude an agreement.

Apply for car financing

Do you want to take out financing for a car? Then you can apply for funding through us. This application is sent to various banks. As soon as you have made a choice for a lender and all the paperwork is in order, you will receive the amount in your account.

Only borrow what you need

It is nice to have an indication of the maximum you can request. Nevertheless, we always recommend that you borrow the amount that you actually need. This way you avoid unnecessarily high monthly costs.

When do you borrow?

Usually, a car loan is taken out to make a large purchase, of which the (full) amount is not in the savings account. We therefore find it important that you borrow money in a sensible way and do not borrow more than you actually need. A loan can also be interesting if you invest the amount in the house where you primarily live. You may then be entitled to interest deduction.

What should you pay attention to when taking out a loan?

You do not just take out a loan, you want to take out a loan with a low interest rate and preferably a short term. By choosing an affordable provider you will quickly save a lot. Therefore, request different quotes from different lenders. You can apply for a loan through us, which we then extend to various lenders. This gives you an overview of the various offers that lenders make and you can make the best choice yourself. Pay attention to the following factors:

The term of the loan;
How high is the interest, including additional costs;
How much do you have to pay per month in interest and repayment? And are these costs that you can miss.

What can I borrow?

Calculate the maximum amount you can or want to borrow in 3 steps.

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