Borrow money for a kitchen
You can apply for a personal loan and a revolving credit through us to realize a new kitchen. We are an independent party and mediate between different lenders. You want to borrow money for a kitchen: which loan is most suitable for this depends on your personal situation and wishes.
A personal loan to finance a kitchen
Do you want to receive a one-off amount and repay it monthly at a fixed interest? Then a personal loan is a good option for your situation. A personal loan is often requested to make a major purchase, such as a kitchen remodel. With a personal loan you know where you stand. The loan amount, the interest and the repayment period are determined in advance: this prevents surprises afterwards. This way you can renovate a kitchen without any worries.
Are you using a personal loan to renovate the kitchen of your own home? Then you can deduct the interest from the income tax. The option to deduct interest is only possible with a loan where part is repaid monthly. This is the case with a personal loan, but not, for example, with a revolving credit.
A revolving credit for a kitchen
If the kitchen renovation is part of a larger renovation, a revolving credit can offer a solution. A revolving credit has no fixed term and thus offers the possibility to withdraw a sum of money over a longer period.
The interest on a revolving credit is calculated on the outstanding amount. The monthly amount that you pay for a revolving credit consists of interest and repayment. The interest on a revolving credit is variable.